Types

  • Metal Gap 2: Economical, easy, enrollment-friendly gap insurance

    Even with an Obamacare health insurance plan, the financial impact of an accident or serious illness can strain your budget. Metal Gap 2 from The IHC Group provides payments, made directly to you, when a covered critical illness or accident occurs. Because the payment is sent directly to you, it can be used to pay for your health plan’s deductible or other cost-sharing, or for everyday expenses such as rent, a mortgage, a car payment or credit card bills. And just like your Obamacare plan, Metal Gap 2 is a guarantee issue plan, meaning you cannot be turned down for coverage based on your health history.
  • SUPPLEMENTAL HOSPITAL INSURANCE

    A trip to the hospital can be stressful enough without the added expense that may come with it. Supplemental Hospital Insurance provides fixed benefits for out-of-pocket costs as a result of a covered hospital stay or surgery, up to the selected maximum amount. With two easy-to-understand options and an additional buy-up offered, the Supplemental Hospital Insurance provides flexibility for both needs and budget. Supplemental Hospital Insurance provides coverage for: Inpatient hospital confinement Inpatient and outpatient surgical services Second surgical opinion Outpatient urgent care or emergency room visits Outpatient diagnostic x-ray or lab Outpatient advanced studies after an inpatient hospital stay
  • Find the Best Temporary Health Insurance Option

    Temporary health insurance is a perfect solution for individuals needing insurance in the short term, whether they are uninsured, unemployed, self-employed or just need an affordable insurance product that fits their monthly budget. Compare plans and pricing, and find the best option
  • Metal Gap 2: Economical, easy, enrollment-friendly gap insurance

    Even with an Obamacare health insurance plan, the financial impact of an accident or serious illness can strain your budget. Metal Gap 2 from The IHC Group provides payments, made directly to you, when a covered critical illness or accident occurs. Because the payment is sent directly to you, it can be used to pay for your health plan’s deductible or other cost-sharing, or for everyday expenses such as rent, a mortgage, a car payment or credit card bills. And just like your Obamacare plan, Metal Gap 2 is a guarantee issue plan, meaning you cannot be turned down for coverage based on your health history.
  • Critical Illness Insurance

    Critical Illness Insurance from The IHC Group pays you a lump sum cash benefit when a covered medical condition is diagnosed
  • Dental

    Dental insurance can help cover the cost of exams and procedures, while promoting more frequent visits, ultimately keeping you healthier
  • •International travelers who engage in adventure sport

    Patriot AdventureSM Short-term adventure sports medical insurance Designed for adventurous international travelers who intend to participate in the thrill of adventure sports and realize that their current medical plan does not cover certain hazardous sports and activities. Highlights: •Short-term travel medical insurance •Coverage for individuals and dependents •Two plan designs - one for U.S. citizens and one for non-U.S. citizens •Maximum Limit $50,000 •Coverage for several adventure sport activities •Coverage for a minimum of 30 days up to a maximum of six months •Option to purchase in 15 day increments after one month is purchased •Universal Rx pharmacy discount savings •24 hour secure access from anywhere in the world to manage your account at any time
  • Worldwide coverage for professional marine captains & crew members

    Worldwide coverage for professional marine captains & crew members Individual, comprehensive and portable international medical insurance designed specifically for professional marine crew The plan is designed for: •Individual coverage •Captains of vessels •Crew members working at sea
  • Select The Type Of Dental Procedures That You Would Like To Save On The Most

    Patrick Paulsen Pat Paulsen Agency Tel: 850-474-9159 Fax: 850-479-2361 Visit Website We also offer the following: Life Insurance Financial Services International/Travel Insurance Health Insurance Employee Benefits Medicare Supplements
  • iDental Discount Plan by United Concordia

    iDental Discount Plan by United Concordia A discount plan to help keep your costs down and your smile healthy Enjoy savings when you present your card to your dentist Orthodontia (orthodontics) included
  • Preferred Network Access by CIGNA (Dental Only) discount dental plan

    Program Summary The Preferred Network Access by CIGNA (Dental Only) discount dental plan allows you access to discounts on dental care at more than 93,000 participating provider listings nationwide. Members may visit any participating dentist or specialist and receive immediate savings. •No predetermination of benefits required •No paperwork hassles •No referral required to see a Specialist • A $ 15 processing fee will be added during checkout.  •THIS IS NOT INSURANCE - It is a discount plan that allows you to save money.
  • Rx Pay Card

    Rx Pay Card •The Discount Health Savings Program plan is NOT insurance. •The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act. •This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. •The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization.
  • Temporary Health Insurance

    Find the Best Temporary Health Insurance Option Temporary health insurance is a perfect solution for individuals needing insurance in the short term, whether they are uninsured, unemployed, self-employed or just need an affordable insurance product that fits their monthly budget. Compare plans and pricing, and find the best option.
  • SHORT TERM MEDICAL

    Short Term MedicalSM plans do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid penalty under the Affordable Care Act (ACA). Expiration or termination of a Short Term MedicalSM plan does not trigger an ACA Special Enrollment opportunity. You must meet our eligibility requirements in order to become insured, which may include medical underwriting. There is no coverage until we inform you in writing that your application has been processed and approved
  • Save on Top Dental Plans

    Careington-CareDP has some of the fastest growing dental plans in the country. The plans are designed with the customer in mind and therefore have advantages that include: • Very affordable – starting at $7.95 a month • Use immediately, Save 20% to 60% on exams, cleanings, dentures, root canals, crowns & more • Benefit transparency, plans show you exactly what you will pay for a dental procedure You can find more information by clicking here: http://patpaulsen.caredp.com/ As always, if you have any questions please contact me! Sincerely, Patrick Paulsen 850-474-9159
  • Group Health Insurance

    Small Business/Group Plans Sometimes referred to as “small business plans” or “group health insurance,” this is employersponsored health coverage. Costs are typically shared between the employer and the employee, and coverage may also be extended to dependents. In certain states, self-employed persons without other employees may also qualify for small business/group plans. There are special tax incentives available to businesses providing group coverage to employees, and no one in a group can be turned down due to a pre-existing medical condition. For Group Insurance of five (5) or more, please fax or email me following Information for each employee and fax to 850-479-2361. Please include Name and address of Business and number of employees .
  • CrewSelect InternationalSM

    CrewSelect InternationalSM Individual & groups of two or more members - Long-term annually renewable group insurance for professional marine crew. CrewSelect International is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. The plan is offered in three currencies: Euro, GBP and U.S. Dollars. This plan is preferred by professional brokers and marine crew because of its European plan design and flexibility of currency.
  • Discount Dental Plans Available

    Click on the Careington logo for a quick quote Save on Top Dental Plans Compare and Save 15% - 60% on Dental Work
  • Humana

    Please call for information in reference to products available Your Humana Agent: PATRICK PAULSEN PHPAULSEN@AOL.COM Agent Phone: 1-850-474-9159
  • Worldwide coverage for professional marine captains & crew members

    Global Crew Medical Insurance® Worldwide coverage for professional marine captains & crew members Individual, comprehensive and portable international medical insurance designed specifically for professional marine crew. Highlights: •Flexible, comprehensive medical coverage •Coverage for professional crew members •Four unique plan designs - Silver, Gold, Gold Plus and Platinum •Optional riders: Global Term Life Insurance, Global Daily Indemnity, Maternity, Terrorism, Sports •Choose your area of coverage (worldwide or worldwide excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan) •Select from multiple deductible options •Choose from several payment modes •Multiple underwriting options to fit your needs •Freedom to choose your provider •Access to two extensive provider networks •Emergency Medical Evacuation and other evacuation benefits •Medical Concierge Program •Medical professionals to coordinate your care •24 hour access to information •Recreational Scuba •Amateur Sailboat Racing •Special Crew Member Return benefit Who the plan is designed for: •Individual coverage •Captains of vessels •Crew members working at sea As a professional marine crew member, you know that finding adequate medical coverage can be a challenge. The unique demands of your nomadic lifestyle often can prevent you from getting the comprehensive plan you need and deserve. Global Crew Medical Insurance is a revolutionary program from IMG that offers the flexible worldwide coverage you need, backed by the world-class services you expect. Unlike other health care programs on the market, Global Crew Medical Insurance allows you to custom build a plan that is specifically tailored for you. Global Crew Medical Insurance is designed to meet your total needs. The program offers you the flexibility to select from an assortment of unique benefit options. From the scheduled benefits of the Silver plan option to the benefit-rich Platinum plan option, there are a large variety of specialized coverages to meet any need. To accommodate your financial means, you can customize your length and area of coverage with the flexibility to select from multiple deductibles and modes of payment. With your medical history in mind, the program also provides flexible underwriting methods to extend coverage to you that may be declined by other companies. Additionally, the program provides world-class services. To maximize the outcome of your medical care, our on-site clinical staff is ready to assist you at a moment’s notice, and our extensive global provider networks are quickly and easily accessible. You also have direct access to our Medical Concierge, an unequalled service that provides you with personalized assistance in locating the best provider for your specific needs, while saving you on out-of-pocket and medical expenses. You can also efficiently save time managing routine areas of your account by utilizing our secure, online service tools. In addition, IMG is available for service at your convenience - via phone, email or Live Chat. You need to know that you have the proper worldwide coverage. When you select Global Crew Medical Insurance, you receive IMG’s commitment to deliver exceptional health benefits, medical assistance and service - all designed to give you Global Peace of Mind®. •Close this window •Overview •Benefits •Exclusions

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